Why uLoan.Club?

uLoan Club is a Peer 2 Peer (P2P) lending platform.

Our simple and transparent online platform allows Borrowers and Investors to interact directly with each other to organize loans.
Lending money is essentially how banks make their money. We deposit funds into the bank and they lend it out for a profit.
The major banks reported a record cash profit after tax of $28.6 billion in 2014, up 5.7 percent on 2013.

There is a better way.

uLoan Club cuts out the banks and puts you in the control. uLoan Club focuses on providing the maximum benefit to Borrowers and Investors. To do that we developed a simple and transparent online platform where Borrowers and Lender can meet. The platform gives them the freedom and confidence to do business on THEIR OWN TERMS rather than those imposed by traditional banks and lending institutions.

Borrower benefits:

  1. Competitive low rates
  2. On-line convenience at no cost
  3. Less red tape
  4. Personal support
  5. Secure and confidential
  6. Low or no prepayment penalties
  7. Dealing directly with lenders
  8. Defining the term of the loan request

Investor benefits:

  1. Mortgage or loan security to protect your investment
  2. Simple, Safe and transparent platform
  3. Communicate directly with the Borrowers
  4. Assess and select which Loan Investment Proposal (LIP) suits you
  5. Clear summary of your investments
  6. Strong and stable returns
  7. Properly assessed and analysed proposals
  8. Portfolio flexibility and diversification
  9. Transparent and direct reporting

We provide a fast, safe and simple platform for Borrowers and Investors to interact without the bank getting in the middle.

To see a step-by-step flow chart, click here: uLoan.Club – Process Flow Chart