- Apply for a loan
- uLoan Club assesses your loan and drafts a Loan Investment Proposal (LIP).
- You approve all details and have the final say on the loan terms defined in the LIP including the interest rate
- The loan is placed on the loan market for investors to see
- Competitive low rates
- On-line convenience at no cost
- Less red tape
- Personal support
- Secure and confidential
- Low or no prepayment penalties
- Dealing directly with lenders
- Defining the term of the loan request
- Investors assess the loans on the Loan Market.
- Should there be any loan that appeals, you simply click and define how much you would like to invest in that particular loan.
- If the loan reaches its funding target, it then proceeds to settlement where investor funds are documented under legally binding loan agreement and loan security.
- Mortgage or loan security to protect your investment
- Simple, Safe and transparent platform
- Communicate directly with the Borrowers
- Assess and select which Loan Investment Proposal (LIP) suits you
- Clear summary of your investments
- Strong and stable returns
- Properly assessed and analysed proposals
- Portfolio flexibility and diversification
- Transparent and direct reporting